About

I'm Sagar Bharambe, a senior risk and governance leader based in the Netherlands. I build AI-powered systems that sit at the intersection of financial resilience, regulatory intelligence, and sovereign decision-making.

My work focuses on making complex regulatory landscapes navigable through engineering. I design multi-agent systems that assess cascading risks across geopolitical, cyber, regulatory, financial, and operational domains — turning static compliance into dynamic scenario intelligence.

Before building these systems, I spent years in governance and risk roles across financial services — understanding firsthand how institutions struggle with fragmented regulatory data, siloed risk assessments, and the gap between compliance frameworks and operational reality.

That experience shapes everything I build. Roach Resilience deploys eight specialised AI agents for Dutch financial institutions. Eryndal indexes over eight million regulatory and security nodes with structure-aware chunking. Vörðr applies Zero Trust principles to AI agent identity and intent. Each project addresses a specific failure mode I've seen in practice.

I believe the best risk systems are the ones that make complexity legible without pretending it's simple. The goal is never to reduce uncertainty to a single number — it's to give decision-makers the structure to reason about it well.